• What is the PNB scam? This relates to fraudulent Letters of Undertaking (LOUs) worth over Rs 11,000cr issued by Punjab National Bank’s Brady House branch in Mumbai.
  • Who are the main accused?
  • Why were the LOUs issued?
  • How was the fraud perpetrated?
  • When did the fraud come to light?
  • Action against Nirav Modi in India
  • Where is Nirav Modi now?
  • Where is Mehul Choksi now?
  • Will RBI allow PNB to make provisions against fraud? There is no precedent of fraudulent Letter of Undertaking (LoUs) issued earlier, so the RBI is likely to allow PNB to make provisions against the fraud over not more than four quarters. The agency had sent three summonses on February 19, 23 and 28 asking them to join the probe at the earliest. They were asked to appear on March 7.

    Why does PNB pay if NM doesn’t pay? Because PNB sends a message on SWIFT – the banking message service – that PNB guarantees Rs. 100 cr. of money for 180 days for Mr. NM at an interest rate of, say, LIBOR + 2%. It’s like a message – written in stone, effectively – that says PNB will pay if NM doesn’t pay. In fact the foreign bank trusts only PNB.

    Why does PNB Trust PNB? Why does it trust PNB? Because PNB sends a message on SWIFT – the banking message service – that PNB guarantees Rs. 100 cr. of money for 180 days for Mr. NM at an interest rate of, say, LIBOR + 2%. It’s like a message – written in stone, effectively – that says PNB will pay if NM doesn’t pay.

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    Does PNB hire lawyers to represent itself in bankruptcy proceedings? Scandals, bad debts at India banks threaten economic outlook PNB hires lawyers to represent itself in bankruptcy proceedings of Nirav Modi firm in US The Enforcement Directorate is learnt to have already approached at least 13 countries including United States, Belgium and UAE.

    pnb bank fraud

    What is the PNB fraud story? Punjab National Bank (PNB), the country’s second-largest public sector lender, is now in the middle of Rs. 11, 400 crore transaction fraud case. PNB Fraud Story – What actually happened? Nirav Modi approached the bank on January 16 with the set of import documents and requested for the buyer’s credit to make payment to overseas suppliers.

    What is PNB’s Diamond scam? On 29 January 2018, PNB lodged a FIR with CBI stating that fraudulent LoUs worth Rs 2.8 billion (Rs 280.7 crore) were first issued on 16 January. In the complaint, PNB had named three diamond firms, Diamonds R Us, Solar Exports and Stellar Diamonds. As of 18 May 2018, the scam has ballooned to over Rs 14,000 crore.

    Why did PNB issue fake Lous? PNB employees issued fake LoUs, on the back of which foreign branches of a few Indian banks — including Axis and Allahabad Bank — gave dollar loans to PNB. These foreign currency loans were used to fund PNB’s Nostro accounts and from these accounts funds moved to certain overseas parties.

    Is there a fraud at Punjab National Bank? There’s a huge “fraud” at Punjab National Bank, which involves lot of people in the net. Let us try to view the entire happening through our thoughts. There is panic amongst public as to what would happen to their deposits to PNB. There is no reason to pull your deposits or money out of Punjab National Bank.

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    Will RBI allow PNB to make provisions against fraud?

    By Reiki

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